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In the insurance industry there are three primary types of adjusters. Insurance adjusters which work for the insurance companies, independent adjusters, which work with insurance companies but are separate from them, and public adjusters which works for the client in homeowner and commercial claims. There is also a forth type of adjuster which is a CAT adjuster which can be either a public adjuster or an independent who deal with catastrophic loss. Within the field of Adjustment when it comes to licenses and the training needed it is split between those who work for/with the insurance companies, or the in-house adjusters, independent adjusters and the Public Adjusters which work for the client. With CAT adjusters needing either one depending on which side of the fence they wish to work. However much of the training done for each can be used by either side of the fence and is simply a matter of different point of view, and terminology when approaching a claim